Brits aren’t saving enough for tomorrow, let alone retirement.
That’s the takeaway from the Financial Times’ disturbing report on U.K. savings rates, which fell to 3.3 per cent in 2016. That’s lower than at any time since 1963, when modern record-keeping began.
How does your savings rate compare? Are you stretching your paycheque far enough to cover everyday expenditures and prepare for whatever the future might bring?
There’s always time to catch up. If your paycheque isn’t going as far as you’d like, adopt these seven commonsense strategies to get more value for your money. Continue reading “7 Frugal Tips to Stretch Your Paycheque Further”
Owning a car can be a significant ongoing expense. On top of monthly payments, you’re shelling out cash for insurance, gas, regular maintenance and the occasional unexpected repair or traffic ticket. With a little bit of research, though, there are lots of ways you can save money on your car expenses. Continue reading “8 Easy Ways to Save Money on Your Car Expenses”
Living paycheck-to-paycheck is hard. It’s difficult enough to squeak by financially if you’re barely making enough money to sustain your lifestyle, but it’s even worse looking at your long-term finances and seeing no clear path out of the woods. Continue reading “Getting Out of the Paycheck-To-Paycheck Life”
It’s true—kitchens are the most expensive to build and to renovate. The costs depend on a lot of factors including the length of the project, the size of the space, what you want to achieve, and the materials you use. Continue reading “7 Surprising Reasons why Constructing or Renovating Kitchens Go Over Budget”
With summer around the corner you might be thinking about taking some time out to go travelling. The question is this: where do you go? If you are backpacking, the traditional destinations of the USA and Australia are popular, while many of the countries in Europe are highly recommended. Continue reading “Saving Money on Your Travels this Summer”
If there was a way to save yourself some money as well as saving the environment, would you do it? Of course you would, right? Then you are going to love these solutions, which help to do both of those things in one fell swoop. If you want to save money on your household bills whilst also saving the planet, this is how to do it. Continue reading “Green Ways To Save On Utility Bills”