People’s attitude about debt varies a lot from person to person. Some people think that it’s a bad idea because it means that your expenses are exceeding your income. But other people believe that it’s a good idea, as it allows you to increase your spending power beyond that which you would have been able to without the money. Continue reading “When Is It Worth Going Into Debt?”
As soon as Thanksgiving is over in the U.S., there’s a long weekend which proves to be the most important four-day stretch for the retail year. Black Friday is followed up by Cyber Monday, two days of heavy sales which herald the beginning of Christmas shopping. But which is better for your business if you can only focus your marketing efforts on one? Let’s take a look. Continue reading “Is Black Friday or Cyber Monday Better for Business?”
Going freelance is easier than ever before. Chances are you know at least someone who has decided to quit their job and work from home or perhaps even from various places around the world – and chances are you can’t help but be intrigued by the prospect of being your own boss. Today, with widespread internet access and plenty of networking platforms for freelancers and clients, it can be tempting to just quit your job and enter the exciting, albeit unpredictable, world of freelancing. If you are serious about launching straight into a full-time freelancing career without any freelance experience, then there are a few points you should consider first.
The year 2013 was an absolutely crucial one for all present and future California homeowners. That was the year that a landmark piece of legislation, the California Homeowner Bill of Rights (CHBOR), was enacted into law. This bill curbed what many saw as overly aggressive excesses by lending institutions who were all too eager to foreclose on families who fell behind on their mortgage.
When you’re looking to simplify the running of your business, there’s one thing you may not have considered. Pre-pay services can really help to save both time and money in the day-to-day running of your business. So what are pre-pay services and why can they be crucial to your company?
Over the last twenty years or so, debt has become a big part of all of our lives. That it has isn’t really the fault of any individual person. We live in a system where debt is encouraged. Without debt, banking and finance as we know it, could not survive.