There aren’t too many of us out there that think we are saving enough for our futures. But many of us struggle to put aside that little bit extra that could make the difference. However, if you want to have more spare to save, you have to be a little smarter about what you spend. Here are some ideas that will have you spending less and boosting those savings up to a better level.
Use comparison apps
We have a lot of choice these days when it comes to buying the basics for life. There are plenty of superstores out there, and most areas have at least three or four nearby, all competing for business. So, why not use that to your advantage, and be choosy about what you buy from where? In the old days, this would have been difficult, and you would have to go into each and every store more than once to pick up the cheapest option.
But these days, you can just use a shopping app. Head over to PC Mag for a definitive list of ten of the best price comparison apps you can get on your phone. Use one, or more if you want, to get the best prices for your groceries and basics every week. You could save anything up to 20-30 percent on your shopping bill by the end of the year.
Shop later in the day
Another great tip is to find out when your local store does all of its discounting. When products are nearing the end of their shelf life, they will be sold for less to get rid of them. There’s nothing wrong with them, and they are perfectly safe to buy, and they can cost you significantly less. All you need to do is either use it on the day of your purchase or throw it in the freezer to preserve it.
All stores will have different times of day when they do this, but it’s usually in the afternoon. Don’t be afraid to ask a shop assistant, either. They will be happy to tell you. It’s also worth finding out what day your favourite store changes its promotions. It’s often a Wednesday, and some of your coupons from the week before will still be valid. Meaning, you could end up with a double discount! Speaking of coupons…
Use coupons better
Coupons can be great, but they can also make you spend more. So, while you think you are getting a great deal on one particular product, you might end up buying something you didn’t need. Meaning, by the end of your shopping trip, you have spent more than you would have in the first place.
While you will get some from the supermarket with your receipts, you should also look for online coupons. There are plenty of online services that highlight great deals on coupons. Check in regularly and find ones that match your regular shopping basket.
These three simple tips may not save you much over the course of a single shopping trip. But use the every day, week and month and you will find that they add up to a significant amount. Carry on doing it for many more years and you can see how well you can boost your savings pot.