Six Steps To Better Budgeting Your Money

budgeting money

The budget. It’s right at the top of the list regarding anything to do with your finances. If you want to know how to save better, spend less or buy something, you need a budget. Yet some aren’t able to easily put a budget together. Below, we’re going to look step by step at what your budget needs. From putting it all together to how to change it for the better.

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Alternative Places To Put Your Money

places to put money

Right now the stock market is booming. It’s climbed back up from its 2009 lows and is soaring once more. Except, just like last time, there’s a catch. Stock markets in the US and the UK are priced as if the performance of the underlying companies was perfect. We should see record profits across the board to support those prices. But we’re not. Yes, there are a few headline companies, like Facebook, raking it in. But the majority of businesses are not making huge amounts of money, despite what the indices suggest.

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Top Mortgage Tips For Buyers In 2016

2016 has been an exciting year for the mortgage market so far. Over in the US, Janet Yellen has raised the Federal funds rate by a quarter of a percent. But here in the UK, interest rates remain rock bottom after nearly seven years close to zero. It’s not clear how much longer rates can stay so low, but it’s good news for people wanting a mortgage.

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Common Tax-Filing Mistakes That You Want To Avoid This Year

tax filing

It’s April and that can only mean one thing: tax return time! Yes, the old tax year has ended and the new tax year has begun, and it is time to pay what you owe. Unless you are a rich tycoon with ties to a Panama law firm, you can’t afford to make any mistakes. If you do, you will end up paying more than you owe. And, the worst thing about the British tax system is that it is a nightmare to get your tax back once they take it from you.

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How to Make Sure Your Financial Situation Improves This Year

ways to save

If you ask me, we should all believe in progress and improvement. And this is definitely something you should apply to your finances. You should probably accept that you’re not going to get rich quick. But you can take steady steps to improve your financial situation over the course of a year. Here are some great ways to make sure your personal financial situation improve this year.

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